Investments
Choosing the right investment for you!
Only you know the life you want to lead. People value different things and these may change throughout your life. So, your investment choices are as individual as you are. We understand that wherever you are in life, your financial position and how you feel about risk is crucial to making a sound investment decision.
Time to invest in some expert advice.
Even the most financially astute people need some professional guidance. By getting to really know you, we can help you:
- take advantage of tax-efficient investments such as ISAs;
- select a diverse range of products that meet your risk comfort zone;
- match products that respect your ethical and environmental beliefs;
- understand your options and support you on your investment journey.
Fund choices made easier
Funds are a bit like a pick and mix sweetie bag, there’s something for everyone. When looking around, you’ll notice that funds are often listed according to:
- the country or continent they invest in;
- the class of investments they make;
- how they are managed.
The abundance of choice may appear overwhelming, especially if you’re trusting someone you’ve never encountered with your hard earned savings. But by breaking the different types of funds down, it becomes easier. Funds can be generally categorised as:
Managed Funds
Asset Based
Geography Based
Tracker Funds
Ethical Funds
What else should you know?
Income or Growth
Most funds, unless they are specifically designed for income or growth, offer the option of paying out income to you, or reinvesting it back into the fund for growth.
Collective Funds
It is usual to invest in more than one fund to achieve a good spread of different investments. This helps to reduce risk because you are invested in more than one area. So you might choose a UK Corporate Bond Fund a UK Equity Fund, and a Global Equity Fund to counteract fluctuations in one area.
Taking the next step
It is important to also look at each fund in isolation and the breakdown of investments, before making comparisons.
For more information on investment planning please complete the client enquiry form and one of our advisers will call you back to arrange an appointment. Alternatively you may telephone us on 01254 823 395 or email us at info@travisyates.com
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